Sources: Potentialpark

In short, if you want cheap car insurance for your new driver, don't just buy any car and then look for deals. You need to be deliberate in your selection of vehicle.

"I need six months," stated January 6 Roselyne Bachelot, the Minister of Solidarity, in order to find explanations for the slow ramp-up of RSA Young. The replacement income (RSA base) or complementary (RSA activity), created by Martin Hirsch at the request of Nicolas Sarkozy, had been extended four months earlier to 18-25 years for help and empower those who work out of poverty. Without much success.

Only 5,000 young people benefited from the end of 2010 RSA. Less than a third of the number of recipients while working. Ten months after the declaration of the Minister, the objectives are still not met and no corrective action was unveiled.

According to the latest scores (end June) and Le Figaro has procured, 10,200 youth aged 18 to 25 years are now affecting the RSA Young.An increase of 100% of beneficiaries in a little over a semester, but a figure still well below the initial target of 160,000 to 200,000 posted in September 2009. In 80% of cases, the RSA is nothing but a supplement to earned income which grew by an average of 130 euros per month.

Roselyne Bachelot took his time

"It was the objective of the measure, objecting a ministerial adviser: providing additional income to young people active." And not, as had been hammered in September 2010 Marc-Philippe Daubresse, then in charge of its implementation up to the government to "create an assistantship grant for youth."Less than a year after the extension of the RSA to 18-25 years, only 2000 young people (who worked two years in the last three and no longer receiving unemployment benefits) affect, in fact, just the RSA base, income Replacement of just over 460 euros per month.

As for Roselyne Bachelot, his silence is easily explained according to his entourage. Given the complexity of the case, the Minister of Solidarity decided to give some time to analyze the reasons for the low rise of the device. "The subject is by no means abandoned, we are assured Avenue de Segur. We begin to have a little more back and we will soon make announcements to that effect. "

According to reports, corrective measures will be announced before the end of the year, with six months behind the original schedule, most likely during the Review Conference of the RSA to be held December 15."Fill a folder is a gas plant for a young struggling to meet all the necessary documents," and advocates a relative of the minister should propose a simplification of administrative procedures. It is not excluded that the conditions for entry into the device, from the outset considered too restrictive by Martin Hirsch, should be reduced to allow more young people to benefit.

Samsung does not waste time. After the presentation of the 4S iPhone, the South Korean group said it would ask for an interim prohibition of sale in France and Italy, pending a trial on the merits. He said the new phone from Apple violated its patents in the 3G. This violation is "too severe" to be ignored, says Samsung, which will carry out actions in other countries, "after further review."

The lawsuit against Samsung in the iPhone 4S, very fast, is not a surprise. During September, several of its leaders had suggested to the English-language daily Korea Times that a major action was preparing for "Apple hanging in the courts' right out of the new iPhone."It will be impossible for Apple to sell its iProduits with telecommunications functions, without using our patents," explained an officer of Samsung on condition of anonymity.

In detail, the Samsung grievances against Apple are the same as when filing a complaint with the Tribunal de Grande Instance de Paris, July 8, against the iPhone 3G and 3G, the iPhone 4 , and 1 and 2 iPad 3G version. According to Samsung, these devices infringe three of its patents on W-CDMA technology, used for third generation mobile telephony. The application for interim measures against the iPhone 4S is it on two of its patents.

"We seem to move towards a total war"

The application for non-iPhone 4S in France and Italy in addition to a litany of lawsuits between Apple and Samsung launched in over ten countries unsecured personal loans.The American group, which attacked the first, seeks to prohibit particular tablet Galaxy Tab 10.1 smartphone Galaxy and S2, which he considered too much like the iPad. He earned a win in Germany and Australia, achieving a ban on the shelf. A proposed agreement, Australia has been refused by Apple.

Samsung, which had initially decided to adopt a defensive position, finally decided to strike back against the courts. "We seem to move towards a total war," said a spokesman for the group told AFP. However, it concluded last week an agreement with Microsoft, by agreeing to pay a fee for each Android phone sold under its brand and committing to support the development and marketing of Windows Phone.

Adversaries in court, Apple and Samsung are still partners.In 2010, Apple was also the second largest customer of Samsung, after Sony, representing 4% of its annual turnover. Memory and the processor of the iPhone A4 and 4 are supplied by the South Korean conglomerate. Samsung also manufactures the processor of the iPad 2 A5, which is found in the iPhone 4S. Its share in the design of other parts of the new Apple phone is not yet known.

ALSO READ:

"The BBC took over the new iPhone 4S

"The iPhone 4S does not generate enthusiasm in stock

Slowly, Orange out of the editing and production of audiovisual content. After the partial sale of the chain Orange Cinema Series concluded this summer with Canal + for the euro symbol, the operator now negotiating the end of the channel Orange Sport and pondered the future of Studio 37, subsidiary cinema. Between now and June 2012, the sports channel, which employs twenty employees and thirty intermittent, should close its service.

This date corresponds to the extinction of the major broadcast rights as the game Saturday night in the Championship of France of football, as well as the rights to broadcast Diamond League (athletics) and the African Cup of Nations. It will, however, the rights of the ATT 1000 tennis which runs until 2013 for 4 to 5 million euros per year.A difficult case to the extent that these rights are not transferable by Orange to another operator, unless you agree with the rights holders. Because contrary to what was hoped the staff group, the chain has not been sold.

The band's arrival in Qatar in French football this summer has raised hopes the acquisition of Orange Sport the cost grid is around 160 million euros. A base that would have allowed the al-Jazeera Sport channel to launch in France in January no fax payday loan. But Qatar has not responded. Similarly, negotiations with the American ESPN have fizzled. However, Orange Sport, whose loss is estimated at 150 million euros, should not weigh on the financial statements 2011 of France Telecom.The group had provisioned at December 2010 the cost of the shutdown of its two channels, up from 450 to 500 million, including $ 300 million for the sports channel.

Of critical success

At the same time, Orange will lead a reflection on the future of Studio 37, subsidiary co-production film. Now deprived of the support of his movie channel and making low profile in the activity of the studio, its existence is justified less than in the past. Especially since, despite critical success as Welcome and Gainsbourg, or the heroic life of Fine guys, Studio 37 has had some setbacks as the Night kings of children, animated film on which it has invested 10 million euros – half of the production budget – to a resounding failure.

Orange is still given two years to find a growth in the studio and complementary activities before taking a more radical decision.

ALSO READ:

"Sosh Orange launches, brand mobile low-cost

"Orange is embarking on the low-cost for counter Free

Pascal de Izaguirre, the new head of Nouvelles Frontieres, warned this summer that is socially necessary to revive the group, losing ground. Reportedly, the plan would cover about 400 positions. It should start in early 2012 and early departures would occur next summer.

On Thursday, during an extraordinary works council, which lasted all day, Pascal de Izaguirre had planned to give details of the plan. He did not last. "The topic of the day was the proposed merger and any socially impossible before, says Le Figaro Jorge Partida, secretary of the EC and member of the FOR trade union, a majority. Pascal de Izaguirre wanted to give a figure for job cuts. At our request, he did not mention it.It was not on the agenda, we told him to observe the melting process. "

The plan is part of a drastic turnaround strategy Nouvelles Frontieres, which should acknowledge this year the heaviest operating loss in its history. To restore the finances of the company, Pascal de Izaguirre upsets ever habits by bringing together under one roof all brands (New Frontiers, Marmara, Tourinter and adventurer), without removing either. By doing this, this former Air France, arrived first at the head of Corsairfly before returning in May orders for the whole group, wants to end the spirit of competition that may exist between Marmara and New Frontiers, and save money.

'Strategic mistakes

The new entity will be called TUI Travel France and centered around a renewed organization, lighter and cross."The project" Convergence "is never an objective of uniform or standardized offerings," insists Pascal de Izaguirre.

By grouping the teams, Pascal de Izaguirre wants to impose more rigorous management, and revive the "spirit of conquest", which had the reputation of New Frontiers. "This plan is the fourth since the early 2000s and the takeover by the German group Preussag, held at the time by Jacques Maillot, said Jean Serrat, a former captain in Corsairfly and former secretary of the EC until 2006. The previous plans were not enough to boost sales momentum because there were strategic errors (in the diversification of products, distribution …). For the first time, brings together teams of Marmara and New Frontiers.This is finally going in the direction of a cost rationalization was inevitable. "

Pascal de Izaguirre wants to go fast. The implementation of the new operational structure of the company is scheduled for early 2012. He has no choice. In recent years, New Frontiers has lost market share that will be difficult to regain. Increasingly, too, is necessary in Internet travel sales, with the arrival of new competitors, starting with Google, which promises to shake up the industry with a brand new search engine for airline tickets.

Also new, the consumer, always on the lookout for bargains, it also has a growing tendency to move from one tour operator.

ALSO READ:

"

"

"

With 13.1% of its agricultural land for organic products, four times the national average, the Drôme is the first organic department of France. Another indicator that does not deceive, it is also the department in which college students in school canteens are offered the highest proportion (25%) of organic products on their menus. Well before the extent of Agriculture Minister Bruno Le Maire to force feeding to be at least 20% of products from organic farming in the composition of meals.

This is why the Chambers of Agriculture in connection with the General Council and 40 partners are organizing the third edition of the European Tech and Bio "Carrefour European Organic Farming Techniques and Alternatives," in Valencia. An event that has been going mercerdi until today.

Three factors explain this renewed interest. First of all the agricultural history of this department."After 1968, we witnessed a return to the land of urban agriculture were concerned about the issue in a different way, already with environmental concerns and quality higher than those of high productivity," said Guillaume Didier General Council Chair of the Drôme and also a senator. "These were the pioneers who wanted to produce differently," says his part Jean-Louis Cazaubon, Vice President of Chambers of Agriculture in charge of monitoring of organic farming.

In this spirit they have restored the sheep to make deposits and were able to live off their herds of sheep or goats. Others were interested in the plant sector. Moreover, "the plants to aromatic and medicinal organic production are the first of the department," says Didier Guillaume.In front of fruit and vegetables, eggs and even sheep and goats.

Second reason for the success of bio, geography places marked by a pronounced relief and small plots that did not encourage intensive farming. "The diversity of landscapes and production is also a very positive factor for the development of organic farms with a lot of mixed farming, the system is well suited to organic farming," says Jean-Louis Cazaubon.

Finally the political will is also an important key to the success of organic in the Drome."The involvement and support of local authorities as well as the stakeholders in agricultural development can better acceptance by farmers who produce organic in line with the expectations of consumers," said Jean-Louis Cazaubon.

For its part, the General Council provides specific support to farmers who have decided to convert to green agriculture. "It reflects a local agricultural system with the idea of ​​matching supply and demand, using software on the Internet," says Didier Guillaume.

ALSO READ:

"The crops are struggling to go to bio

"The French are becoming greener

The maneuvers began in the closed world of corporate marketing of sports rights. The European investment fund Bridgepoint acquired Infront, the world number two industry for about 600 million euros. Infront company formed ten years ago by Robert Louis-Dreyfus and Klaus Jacobs on the ruins of the Kirch empire, was put on sale by the heirs of the two captains of industry.

The market for sports rights is held by three giants. IMG, the world, which weighs about 1.5 billion euros of turnover, is owned by Forstmann Little and the fund would be about to be sold. The world number two with Infront is 600 million euros in turnover with, the key, an estimated gross operating margin from 10% to 15%. It beats out number three, Sportfive, bought in 2006 by the Lagardère Group for 865 million euros.Sportfive is clearly slowing, and in 2010, its activity dropped by 23% to 396 million euros.

"Infront's activity is divided into four more or less equivalent. Football with the rights of the German, Italian League (Lega Calcio) and the rights of big clubs like AC Milan, Schalke 04 and Werder Bremen. Then there are winter sports, such as [events of] the International Ski Federation, or [of] the International Federation of ice hockey. And summer sports such as volleyball, handball and basketball in China. Finally, Infront carries the audiovisual production of major events in human as well as World Cup football and the championship of France Ligue 1, "said Robert Xavier, a partner at Bridgepoint in Paris fast cash advance loan.

For an investment fund, Infront has some nice features.About 80% of its turnover is earned from January 1 and the rate of renewal of contracts with rights holders to 90%. In addition, the fund has this job because it has the past five years the Spanish company Dorna, which manages the Grand Prix motorcycle.

Disintermediation

The global market for sports rights is estimated at $ 121 billion in 2011 and that of media rights and sponsorship is $ 56 billion. If the market is still growing at a rate of 4 to 5% a year, it faces a disintermediation. "The leading licensors such as UEFA, FIFA, the International Olympic Committee have the means to directly sell their rights," says Robert Xavier.

However, Bridgepoint estimates that there are significant growth drivers for Infront. Geographically first.Very presence in Europe and Asia, Infront has yet to conquer Great Britain and South America, a continent with very dynamic football World Cup 2014 and Olympics 2016 in Brazil.

The progressive development of human-related internet sports is another area of ​​growth. Finally, Bridgepoint does not hide that he may run when the throw-in sports rights held by Sportfive far as the African Cup of Nations.

After playing in the red much of the session, the Paris Bourse rose in the green after a good figure on the activity in the industry in the United States. Then the enthusiasm has faded: to finish, the index ends, certainly on the rise – for the fourth session in a row – but she is shy (0.28% to 3265.83 points.

Having shown that wait-Thursday, and investors welcomed the announcement in mid-afternoon of a manufacturing sector still growing in August to the other side of the Altantic, while specialists' s expected to decline over the period. The announcement of a high relapse U.S. construction spending in July, reflecting the weak housing market has not dampened the optimism of the markets recovered this afternoon, somewhat reassured about the state the U.S. economy.Especially on the eve of the highly anticipated monthly employment report, the number of inscriptions hebdomadairres unemployed fell during the week to August 27, at 409,000 against 421,000 the previous week, said the Department of Labor (410 000 entries expected).

These new on the health of the U.S. economy and restore color to the dollar against the euro. To 17 hours, the European currency was worth 1.4263 dollars against 1.4374 dollars late Wednesday (-0.81%).

Indicators most disappointing in Europe

In the euro area, the final manufacturing PMI contracted in August for the first time since September 2009 due to a fall in output and new orders. The index calculated by Markit PMI final spring to 49.0 in August, against an initial estimate of 49.7 and after 50.4 in July.The German manufacturing sector slowed in August, including at its lowest in almost two years, to 50.9 after 52.0 in July. In France, the PMI industry has returned to 49.1 against 50.5 in July, an even sharper decline than that reflected by the flash estimate of 49.3 issued two weeks ago.

Also in France, the unemployment rate as defined in International Labour Office (ILO) decreased slightly by 0.1 points in the second quarter to 9.1% on average in metropolitan (9.6% including the departments of overseas), according to data seasonally adjusted (SA) Interim released Thursday by INSEE.

As for the oil markets, disappointing manufacturing indicator in Europe weigh on oil prices.At midday, a barrel of Brent North Sea crude for October delivery was trading at 114.04 dollars in London, down 81 cents from the close of Wednesday.

Values ​​to follow

Alcatel-Lucent

A pool of companies led by Alcatel-Lucent has been selected for the renovation and operation of computer networks and communications of the Air Force. The contract of 350 million spread over 16 years.

Banking

Greek debt is out of control and the measures taken by the government can not restore the finances, the report of an independent parliamentary commission on Wednesday. After suffering the first part of the meeting, the bank, however, have included: Société Générale advance of 1.65% to 54.37 euros, Natixis climbed 1.94% to 2.84 euros.But Crédit Agricole falling 2.08% to 6.67 euros and BNP Paribas down from 0.63% to 35.64 euros.

Peugeot: -0.98% to 21.12 euros, Renault: -1.22% to 27.99 euros, Michelin: -1.59% to 50.18 euros

The new car registrations were up 3.2% in August. But sales of SAP were down 3% and 1.4% of Renault.

Fimalac: + 7.36% to 26.26 euros

Fimalac accounted for more than 6% Thursday on the Paris Stock Exchange after the announcement of the sale of its Canadian subsidiary Algorithmics, specializing in software for the financial industry, the U.S. IBM.

Eramet: – 1.21% to 147.20 euros

The CEO of Eramet, Patrick Buffet, asked Thursday to New Caledonia guarantees the stability of capital and access to resources of nickel subsidiary of the archipelago, Société Le Nickel (SLN) cheap payday advance. Mr.Buffet made the requests in the renewal of the shareholders, linking Eramet-SLN since 2000 and the three provinces of New Caledonia.The latter hold through the STCPI 34% stake in SLN and 4% of Eramet.

Sanofi: 1.50% to 51.42 euros

The group reached an agreement with Pfizer to produce generic versions of Lipitor cholesterol before the star of the American group from falling into the public domain, writes Les Echos newspaper on Wednesday.

Total: 1.09% to 34.36 euros

The National Transitional Council (CNT) Libya has promised to give to France 35% of crude oil from Libya in exchange for recognition of its legitimacy Paris, Liberation reported Thursday.

Iliad: + 2.38% to 85.54 euros

The internet service provider reported in the first half of 231,000 new subscribers under its brand Free (excluding Alice), a market share of 36% and saw its EBITDA margin to improve by a , 4 point to 40%, or 416.4 million euros on sales of 1.04 billion (+2.6%).

France Telecom: + 1.43% to 13.349 euros

The U.S. administration has initiated legal proceedings Wednesday to block the sale of Deutsche Telekom's U.S. subsidiary T-Mobile to the giant AT & T for reasons of respect for competition.

Pernod Ricard: – 0.93% to 61.92 euros

The French producer of wines and spirits, announced Thursday a 10% increase in net profit for the year 2010-2011, exceeding for the first time the billion euros.

Eurazeo: – 1.07% to 39.23 euros

The investment company said Thursday in a loss of 106.3 million euros in the first half due to losses on derivatives and goodwill

GDF Suez: – 2.28% to 21.45 euros

The group said it had completed the acquisition of gas storage sites in Germany.

Eiffage: – 17.94% to 27.94 euros

The new CEO of the group does not preclude the sale or closure of loss-making subsidiaries to consolidate the early resumption of the performance of the construction group observed in the first half.

Saint-Gobain: 0.10% to 35.07 euros

The group announced it would invest $ 100 million (69.41 million euros) in the United States to create a factory specializing in the manufacture of ceramic balls ("proppants") used in wells oil and gas.

Latécoère confirms its objectives

Lagardère: – 11.11% to 21.16 euros

The group was forced to significantly revise down its forecast for operating profit for 2011 because of the difficulties encountered by the sports center in the first half.

Maurel et Prom: + 1.35% to 14.67 euros

The group took the first half of the increase in its oil production and high prices in oil prices to clear the results up sharply.

Guyenne et Gascogne: – 2.65% to 86.40 euros

The group reported a loss in the first half, the franchisee of Carrefour have been penalized by its subsidiary Sogara whose accounts were affected by several non-recurring items.

Latécoère: + 0.37% to 10.81 euros

The group, whose net income rebounded sharply during the first half, confirmed its targets for operating profit in 2011 and 2012.

Theolia: + 9.52% to 1.15 euros

The group reported Wednesday a recovery in its interim results, the French wind power has reduced its interest expense over the period, particularly through the conversion action of nearly two million of bonds.

After market, Neopost will publish its revenue for the second quarter and Stallergenes results for the first half.

Essilor International is innovative. According to the global glasses, "75% of wearers expect an anti-fog solution." To meet this demand, the group decided to create anti-fog lenses under the name of Optifog. This new "represents a disruptive technology," with a "layer with hydrophilic properties," said Essilor. With this new product, which is "all continents", Essilor International is "1.2 billion consumers worldwide."

Results aside, the mood is set fair. The group recorded the first half revenues up 6.9% to 2.06 billion euros and net profit up 30.7% to 258.2 million euros. Adjusted net income per share was 1.25 euro, up 9.3%.

Essilor attributed these results to the "increase in volumes related to the expansion strategy in high growth markets, the rapid development of the supply in the mid-range" and the "growth of industrial investment."

Context "increasingly uncertain"

These performances allow the group to maintain its growth objectives in sales "between 6% and 8%" (excluding currency and acquisitions, strategic) for this year, despite "an economic environment more uncertain." Essilor also wants to maintain the high level of profitability, excluding strategic acquisitions.

The specialist in ophthalmic optics says it "will continue to rely on innovation, operational efficiency and financial capacity to consolidate its position in the high end."The group also intends to "continue its conquest in the mid-range and benefit from the rapid expansion of high-growth countries."

At the Paris Bourse, this news is greeted coldly. In early trade, the title Essilor loses 0.11% to 53.07 euros in a market down 0.05%.

ALSO READ:

"Essilor: Xavier Fontanet gives his chair to chair

This is a milestone in the history of computing. The world's leading manufacturer of PC announced that it will withdraw from this activity. In making this decision, Leo Apotheker, CEO of HP, takes note of a double reality: the market has already switched to the HP tablets and missed that turn.

The boundary drawn between PCs and tablets no longer be needed. Laptops and the "Pad" or "Tab" to the same target audience. "The tablet is the ultimate mobile device. It will even be the first TV screen connected in homes and transportable, "predicts Christopher Aulnette, CEO of Netgem.

PC sales will continue to grow in the coming years, but at a slower pace. In the last quarter, they rose by only 2% worldwide and even dropped by 19% in Europe, according to the latest study by Gartner.PC sales have been hard hit by soaring sales of tablets. DisplaySearch fact of Apple the leading seller of laptops, PCs and by adding the shelves in the same category. HP is demoted to second place. "The slowdown in sales growth of PC is due to higher sales of tablets," said Richard Shim, senior analyst at DisplaySearch. So much so that by 2016 it is expected to sell more bars in the world of laptops. This is due to consumer demand. The PC market is still supported by demand from businesses.

The launch of the iPad, last year, PC makers were first considered this the emergence of a new market. They readily confined the tablet to the consultation content, reserving the game more "noble" computing, content creation, to the PC.It only took a few months to shake the certainties. On a daily basis, the consumer sends e-mails, watch videos, plays, reading a newspaper, surfing, photo sharing on the Internet … So many things that are perfectly feasible on a shelf, or even more easily than a laptop . Besides all uses brought by additional accessories such as holders for music.

While the tablets are not equipped with big hard drives capable of storing data. But Apple has already provided an answer to storage problems with icloud. All information can be stored on external servers. The only limit to access constantly, you need a connection worthy of the name.The tablet can connect at home Wi-Fi or outside the network via the Internet Mobile Broadband 3G.

An integrated model

Finally, the supply of tablets will continue to evolve, driven by competition among big players, Apple and Google, and their "challengers" Microsoft and RIM (BlackBerry).

"To exist on the consumer market for personal computers, must be able to sell PCs, tablets and smartphones, said Ranjit Atwal, an analyst at Gartner. The profits come from the ecosystem that results, not hardware sales. "Apple is the model. After developing the application store on iPhone and iPad, he extended the principle to the Mac.

As such, Leo Apotheker wanted to go too fast. He left no time to its operating system WebOS, or its application store, AppCatalog, to develop."The transition of a business model to another is not easy, and HP probably has overestimated the value of its brand among consumers," said Ranjit Atwal. In the last quarter, PC sales to individuals of HP fell 10%, while those companies grew by 20%.

Click the preview to enlarge the graphic.

ALSO READ:

"HP in the footsteps of IBM

"HP is pulling PCs and tablets