Aeroports de Paris (ADP) plans to renovate the terminal at Roissy and Orly airports and to begin to improve the quality of service. The group, which manages the airports of Roissy Charles de Gaulle, Orly and Le Bourget, has indeed signed on Monday the new terms of economic regulation (CRE) with the State for 2011-2015. This includes an investment program of nearly 1.8 billion euros "primarily oriented towards improving customer satisfaction, the operational efficiency and optimization of existing capacity" according to the contract.

At Roissy, ADP plans to completely renovate the terminal 2B to $ 90 million over the next five years to operate the satellite terminal 2E S4 in the third quarter of 2012. The renovation of a satellite terminal should also continue.

The group also wants to complete the connection between terminals 2A and 2C in the second quarter of 2012 and the terminal 2F adapt to accommodate a full traffic to and from the Schengen area. At Orly, the halls 3 and 4 should also be reconfigured by 2015.

Measuring the satisfaction of passengers

ADP focuses on "quality of service and improved customer satisfaction." Ten indicators are established to assess the satisfaction of passengers, including cleanliness, signage and information, but also the availability of equipment in the terminals.

Finally, EPA sets a maximum annual increase of airport charges at 1.38% above inflation.

The group has also confirmed a reduction of 2% per annum of its workforce between 2011 and 2015.

Around 14:30, as the EPA has one of the finest performances of the CAC 40: it rose from 4.40% to 56.47 euros on a market down by 0.39%.

Under no fax paydayloans, an applicant can apply for any amount between $100 and $1500, considering the importance of the ends.

The Indians had the Nano, the cheapest car in the world. The students in the country, they are in primary school or university, may affect next year shelf fourteen times less expensive than Apple iPad. Thursday, Minister of Human Resources and Development, Kapil Sibal, presented a prototype computer only 35 dollars (27 euros). "This is part of a national initiative to advance education," said the minister, warning that "the solutions for tomorrow will come from India."

The announced $ 35 nonetheless remains entirely at the cost of the final product, but at the cost of all its parts. What remains still far from the $ 235 materials included in the first iPad, according to estimates from iSuppli. To reach this amount, the Indian teams have bet on free software and a more conventional design.The Indian touch pad will have 2 GB of memory, Wi-Fi and USB ports. It will have video conferencing capabilities, will be able to read most common office formats, PDFs and video, and of course surf the Internet. An optional solar charging was also discussed. In parallel, broadband will be installed in all the 22,000 Indian colleges.

"Our response to the computer to $ 100"

With this initiative, the Indian government seeks to empower the world's most modern educational No checking account payday advance. The literacy rate in the country remains 63% below those of other developing countries. But the achievement also sounds like a technological challenge launched in the United States.The Indian shelf was designed by a group of academics, after that IT groups have shown little enthusiasm for such a project. "This is our response to the $ 100 computer at MIT (Massachusetts Institute of Technology), launched by the Minister Kapil Sibal said, referring to the U.S. initiative" One Laptop per Child ", whose price has finally doubled because of difficulties of large-scale production.

With this initiative, India does not want to experience the same disappointments. Kapil Sibal assures that the tablet is already "real and tangible. India is currently negotiating with several subcontractors to begin mass production. One million computers should be produced during the first phase of launch. The deployment will begin in the universities, before being extended to primary and secondary.The government could finance the purchase of computers by 50%. Ultimately, the goal is to reduce the cost only ten dollars.

The video presentation of the tablet:

Yoplait whets the appetite. The investment fund PAI Partners, the owner since June 2002 half of the capital, examines three hypotheses for the future of the world's second largest fresh dairy products, which reported last year a turnover of 891 million euros and an operating profit of 120 million. With virtually no debt, Yoplait is valued 1.3 billion euros. With several investment banks, PAI is considering a recapitalization of Yoplait, for acquisitions and a divestiture of its stake. No decision has yet been taken at this stage, given the complexity of the case.

Sodiaal launched the Yoplait brand in 1965. In 2002, the dairy cooperative (Candia, Rich Mountain), through a serious crisis, had to sell 50% stake in its branch yoghurts and PAI commit to leave the choice of leaders. Today in better health, she would regain control.Not sure it is able to spend as much cash as the only means of payment accepted by PAI. Especially as it finalizes the acquisition of Entremont. "The conditions for resumption Entremont n'obéreront not our ability to maneuver on Yoplait, Le Figaro said in February its director general, Claude Sendowski. Sodiaal has the clear desire not to leave the ultra-fresh. "

Although the maintenance of capital Sodiaal Yoplait seems acquired its takeover is not. Therefore, the output of PAI can be done if Sodiaal agrees to let his future co-shareholder control of management of Yoplait, owned by PAI contract. The investment funds and Sodiall long-standing opposition to a crucial point: IBP transfer this control along with its 50%? "The purchaser will have management control, said a potential buyer.No one will pay a high price for simply looking out the window. If this had been resolved, the assignment would be curly for two years … "

Lactalis ambush

To break the impasse, he would have agreed to cede Sodiaal stake in Yoplait. Lactalis cheese group (President, Galbani) has formed a joint venture with Nestle yoghurts, has never hidden his interest in the brand. Funds, Permira and BC Partners as it prepares the sale of Picard might be interested. The U.S. company General Mills, the largest franchisee of Yoplait for thirty years, would look into the matter. Yoplait has developed both through subsidiaries and franchise agreements. "Yoplait is the largest in the United States in France," says one at General Mills.

Pending a change in the capital, PAI and Sodiaal could agree on other tracks.Yoplait, which completed its debt, could start to borrow to buy back a portion of its capital. The company considers a prey, could also become predatory, and engage in acquisitions, for example by acquiring franchisees in emerging countries. In March 2009, Yoplait has repurchased 68.6 million shares of EUR (49%) of British Dairy Crest, in their joint venture founded in 1991, which sells in Britain and Yop Little tricksters.

Meanwhile measure the effects of the broad financial reform approved by Congress, the giants of Wall Street continued their slow recovery. Citigroup, which had managed to exit the first quarter of 2010 after losing a total of $ 29 billion between 2008 and 2009, has confirmed his return to profits between March and June The third U.S. lender has reported net earnings of $ 2.7 billion, down 37% over a year. For its part, Bank of America, the first U.S. retail bank, posted net income of $ 3.1 billion, a slight decrease of 4%. The day before, JPMorgan had announced a profit of 4.8 billion, up 76%.

If the performance of these three giants of Wall Street have exceeded the expectations of financial analysts, they are far from convincing.The banks, in effect, save their profits fall in provisions for doubtful debts, which remain however very high levels. At Citigroup, they have a charge of $ 6.7 billion, the lowest in almost three years. For Bank of America, the drain $ 8.1 billion against $ 9.8 billion in the first quarter and still $ 16.4 billion a year ago pay day loan lenders.

Less capital raising

More than three years after the start of the crisis in the housing, the improvement of conditions in the shy USA relieves borrowers. But business remains sluggish, as evidenced by the decrease in revenues of large banks: – 33% for Citigroup – 18% for Bank of America – 7% for JPMorgan. The great challenge for these players is to reach boost their sales."It will be several more quarters to see a sustainable activity," warns Brian Moynihan, the CEO of Bank of America.

Last year, the Wall Street banks had managed to offset the gloom with an exceptional year in the investment bank, with capital raising records. Alas, this windfall is gone and instead the second quarter under the sign of the crisis of European sovereign countries was characterized by high volatility and lower risk appetite. This scenario weighs on commissions and revenue from emissions trading.

Your money banks interested again. The financial crisis, coupled with new regulations "gave all the players in the taste of traditional trades, collection of savings and lending, far from the glitz and the pitfalls of corporate finance and investment .

Against this backdrop of growing competition that the group-BPCE about 20% of retail banking in France-muscle ambitions. "We want to win market share," insists Olivier Klein, CEO of commercial banking and insurance BPCE since 1 April.

For the first time, in fact, the group born of the merger of People's banks and savings banks in 2009 was appointed a pilot common to both networks. But out of the question specialize signs, Savings on individuals and Banques Populaires on SMEs and professionals.

"These are two strong brands that do not say the same thing. The client does not confuse them and he chooses, "says Olivier Klein. And he concluded: "The 20 Banques Populaires and Caisses d'Epargne 17 are competing with each other on their own territory. The synergies are generated upstream in the production subsidiaries of which are shared in information systems or purchasing, for example. "Conquest through major campaigns such as that recently launched on the Squirrel young.

Reflecting on times

However, it is to protect margins. "We have no strategy to lower mortgage rates or increase deposit rates in order to take market share.We are already very competitive, "says the former head of the Caisse d'Epargne Rhône-Alpes, relativize:" The rates are not determinative paydayloans. Customers want especially well taken care of them. "

For him, in fact, "the revolution is accelerating customer" with individuals and other professionals who want butter, eat it, too … and the smile of the banker.

Mesh agencies, remote access and advisor, the banks must offer everything. Hence, a meticulous adaptation BPCE the group boasts of having initiated all directions. "Some Savings reflected at their hand on schedule to deliver on time can make appointments later to better serve the needs of large cities," reports Olivier Klein.Meanwhile, "we launch all channels of distribution: the bank on mobile, ready to Savings, will be in September at the Banques Populaires. It adds "a lot of work ergonomics to facilitate online purchases, such as life insurance contracts. Some banks have created BPCE equivalent of bank branches 100% online. At the same time, the computer must be reviewed to allow salespeople to track customers realize that their operations remotely. All these facilities where other signs seem more advanced. Decentralization own mutual groups do not promote rapid implementations.

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Lower prices, or increase wages and create jobs, such were the promises made by professional restoration in exchange for declining to 5.5% VAT. In practice the government had forecast a drop in prices overall 3%. But the overall direction of Treasury at Bercy, the decline is 2.5%, as it must take into account the increase in prices (+0.1% per month) that would have been saved if there had been no reduction in VAT. According to Insee, the statistical institute, the decline recorded between July 2009 and late May was 1.3%.Only a conservator two on average applied the lower price.

The shortfall of the state would it 2.35 billion euros a year on some 130 billion collected last year under the VAT.

Disagreement on Figures

As for wages, increments and other benefits provided under the industrial agreement signed by the five unions of employees and three of five business organizations in the sector would reach one billion euros accumulated since March 1, date of application of the agreement. Some 21,700 jobs have also been created, the government said.This figure is disputed by the union FO who believes him, he must subtract the 15,000 net new jobs recorded on average each year for ten years in this industry.

The measure would also have saved 25000 companies, nearly one third of the 80,000 restaurants in trouble before the reduction in VAT, as the specialist firm Gira Board.

Second lowest rate reduced

Twelve countries now have a reduced VAT on food in Europe. Since the authorization granted in 2009 by the European Commission. Only France and Belgium have taken the plunge. On 1 January 2010, Belgium has lowered its rate of 21-12% in food, drinks. Before the green light from Brussels, ten other member states had historically lower VAT in restaurants.With a rate of 5.5%, France has the second highest in the restoration reduces the lowest in Europe, just behind Luxembourg (3%).

In the end, the French are thus two and a half times poorer than the inhabitants of the Duchy.

But figures published by Eurostat, taking the ratio between GDP and population of the European Union as a base, can mainly classify countries into two categories: those whose standard of living is higher than the European average, and those where it is smaller. Thirteen states are the first set. Ireland has a particular wealth per capita higher than 31% the EU average. Followed by the Netherlands (30%), Austria (24%), Sweden (20%). France takes the eleventh largest with 7% above the average. Bulgaria ranks dead last with a per capita wealth less than 59% above the average of the 27 states.

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Brussels pulls the alarm. Mobile phones, fiber optics, lithium batteries, solar panels, all these high-tech products depend for their manufacture, rare metals such as gallium and germanium. Problem: almost all of these raw materials become strategic in the hands of a handful of countries no fax pay day loan. Foremost among them China.

The European Commission released a report Thursday that is concerned about future shortages for fourteen of these elements, termed "critical" (*).

Blow to Vivendi. According to the newspaper Valor Economico, the French group headed by Jean-Bernard Levy had committed irregularities in the acquisition of the Brazilian telecom operator GVT. According to information from the newspaper, without citing its sources, Vivendi did not inform the "appropriate investors." The supervisory authority of the Brazilian markets, CVM believes that the French government carried out an operation "bad faith" after starting last November a tender offer for 100% stake in GVT.

Vivendi is in fact suspected of violating securities regulations in skewing his information to markets, and other pretenders to the redemption of this Brazilian Telecom Operator.He allegedly claimed to hold a controlling stake in the capital of GVT as he had in fact acquired option contracts on the title of Brazilian online payday advance. Vivendi would have claimed a victory before actually winning the race.

The group first acquired 53% of GVT for 2.2 billion dollars, then gradually took total control of the Brazilian operator to four billion dollars. The transaction closed in late April after a fierce battle with Spain's Telefonica.

The Market Authority has not confirmed this information. A spokesman said that the CVM agency had issued no press since its announcement in March that it was opening an investigation into Vivendi for possible irregularities.

If fraud is proved, Vivendi would afflict a large fine by the Brazilian stock Constable.According to the daily Valor, it would be at least 1.3 billion euros.

Saint Gobain turn a historic page in its history. Jean-Louis Beffa who presided for a number of world production, processing and distribution of building materials for over twenty years, has bowed out at the General Assembly (GA) annually. Although his departure is long, the emotion was the appointment of the AG.

His successor, Pierre-Andre de Chalendar confirmed its objective of a rebound results in 2010 and said to expect solid growth in operating income in the first half, compared to the same period last year as over the second half of 2009.

"Activity levels of the various businesses of the group in April and May clearly confirm the trend of improvement in March," said Pierre-Andre de Chalendar, which should add at the end of the AG function president than he is currently CEO.

But these signs of recovery are highly differentiated according to geographic location. "In Western Europe and North America, the recovery remains hesitant," he warned. "The effects of recovery plans are very uneven and the uncertainties on the financial strength of certain states, or issues relating to the consequences of public deficits, still gives an idea of the times". He added: "The contrast is striking with Asia and Latin America, where the crisis is already a distant memory."

A solid first half for

Pierre-Andre de Chalendar sees these geographic disparities confirmation that the group should continue its internationalization initiated by his predecessor and even accentuate, this time beyond European borders no faxing pay day loans. "I am convinced that Saint-Gobain will be in ten years (…) a larger group outside Europe, but a group rooted in its territories," he said.

The group made last year 16% of its turnover in Asia and other emerging countries – awarded to North America – 29% in France and 42% in the rest of Europe. He intended this year a large portion of these investments to high-growth areas, particularly in the solar sector.

Strong rebound margin

Pierre-Andre de Chalendar, who maintained the targets for the full year – strong growth in operating income at constant exchange rates, a sharp rebound in margins and free cash flow – for items delivered the semester ends in view of the improvement observed that since the end of the first quarter.

"Accordingly, and considering the impact of programs, achieving cost savings, operating profit of the group should continue to improve in the first half of 2010, with both strong growth over the first half of 2009, and sustained growth over the second half of 2009, "he said.

The interim results, that Saint-Gobain published July 29, will also benefit from favorable comparisons.The company posted an operating profit of 930 million euros in the first half of 2009 and 1.286 billion in the second.